Pesapal Upgrades Core System to Accelerate Payment Security

Pesapal enhances its eCommerce solution to facilitate seamless online transactions authentication, advanced processing, reporting, and improved security features.

Pesapal, a leading payment solutions provider with operations in Uganda and across East Africa, has upgraded its Application Programming Interface (API) to Pesapal 3.0, allowing for the delivery of enhanced security features as well as an improved user experience/ user interface for merchants and consumers across all the markets.

Pesapal Upgrades Core System to Accelerate Payment Security

Pesapal Reserveport Oracle

As part of the API upgrade to Pesapal 3.0, Pesapal has adopted the 3-D Secure processing for card payments and introduced Sim Tool Kit (STK) for mobile money payments.

These new components of Pesapal 3.0 have improved the UI/UX for not only end-users but also for developers. Additionally, these changes specify the use of multiple options for step-up authentication eliminating instances of fraud and chargebacks.

Commenting on the upgrade, Pesapal Executive Director Agosta Liko said as e-commerce booms in East Africa, Pesapal continues to invest in innovative technologies to maintain a high level of confidence among consumers and merchants.

“With the explosive growth in e-commerce, it has become more critical than ever for businesses of all sizes to have robust protection and a clear view of their API suite. We are excited about the promise offered by Pesapal 3.0, and the new features enable us to bring value-added services to the market,” Mr. Liko said.

“By meeting the global standard for electronic payments, we are able to materially deal with the risk, leading to an increase in consumer confidence in using credit and debit cards or even mobile money on eCommerce platforms.”

3-D Secure (3DS) is a payment protocol designed to provide an additional layer of protection to help prevent fraud by enabling consumers to authenticate themselves with their payment card issuers when making purchases on digital channels.

It also provides merchants and issuers with a seamless way to authenticate cardholders for eCommerce transactions before authorising them.

The key components of the Pesapal V3 for businesses and customers include:

– Improved user interface and experience (UI/UX);
– The mobile money checkout process has STK push and a 2-step checkout in case the customer’s phone does not support the feature;
– 3-D Secure processing for debit & credit cards ensuring clients & merchants are protected from fraud;
– The checkout process for debit & credit cards is now simplified: a single form
– For developers, API changed from SOAP to JSON, which is a more straightforward way to consumer APIs.

Pesapal is committed to providing an integrated and advanced payment experience, ensuring it offers solutions that meet its customers’ day to day needs. Since 2009, Pesapal continues to offer secure payment environment while complying with the highest safety standards.



Africa’s inclusive finance provider, Letshego Africa, is enabling instant digital access to wellness and affordable health solutions via its LetsGo Digital Mall- a multichannel digital platform, in partnership with Healthcare Group, Brandmed.


BrandMed is a digitally-savvy healthcare Group, that continuously reimagines health, using technology to empower a better quality of life for healthcare  practitioners, patients and funders.

The Letshego-Brandmed partnership enables Letshego offer digitised, world-class wellness, health facts and advice to its footprint communities across Africa.

Digital wellness services will soon include virtual medical consultations for individuals wherever they may be located, all within a few clicks via Letshego’s Digital Mall.

Letshego’s Group Chief of Products, Chipiliro Katundu, commented, “Our wellness offering in the LetsGo Digital Mall, in partnership with BrandMed, is the first in Letshego’s LetsGo Lifestyle series of solutions and offerings that aligns with our brand purpose – to improve lives.

The LetsGo Digital Wellbeing programme provides instant digital access and affordable health solutions in various dimensions, supporting customers with better health, fitness, nutrition and wellbeing awareness.

In line with our intent of being customer-led and moving ‘beyond financial services’ the digital wellbeing offering is our response to the holistic lifestyle needs of Letshego customers.”

BrandMed’s vision is to create a virtual, people-centric, outcome-inspired health and wellbeing ecosystem, validated by medical science and extended in access through value-sharing partnerships.

Thanks to BrandMed’s intensive research and innovation, LetsGo Wellness will integrate and provide a combination of solutions for all visitors to the LetsGo Mall.

These digital health solutions will soon include screening, in-practice clinical decision support, health management tools, telehealth, remote patient monitoring as well as a selection of diverse virtual wellbeing and patient engagement tools.

“Regrettably, we live in a world where the gap between the demand and delivery of reliable and quality healthcare will continue to widen.

The ongoing global pandemic has also highlighted the health inequity that exists across our communities.

By partnering with Letshego Africa, we can leverage the Group’s regional digitalisation strategy to promote equality in accessing wellness solutions that assist in closing the gap in broader communities being able to expert medical care.

Digital access also enables those most at risk, or those who may be immobile, to seek help and support for their health and wellbeing wherever they may be located,” added Dr Riaz Motara, cardiologist and founder of BrandMed Group.

The LetsGo Wellness program is well-placed to support Letshego’s ‘LetsGoNation’, a regional community of followers and users of the LetsGo Digital Mall who wish to leverage the power of Digital so that communities can connect more and do more to improve their lives.

Giles Aijukwe, CEO Letshego Uganda

Giles Aijukwe, CEO Letshego

 Uganda added, “Our LetsGo Digital Wellbeing platform is now live on our Mall in Uganda. If you haven’t already registered, we invite all our customers, partners, stakeholders to register on our LetsGo Digital Mall, and join the new age revolution in digitising wellness and healthcare.

This new wellness platform increases access to more affordable, expert healthcare, wellness and nutritional advice to support members of the communities where we operate.

Customers in Letshego’s regional footprint can access the digital wellness solution by simply registering on the LetsGo Digital Mall via the Mobile App or Web. Letshego Africa is supporting its vision to be a digital-first organisation.